Billionaires and ordinary Americans live in the same country but occupy structurally different worlds. The top 1% of U.S. households hold 30.5% of the country’s wealth, while the bottom 50% hold 2.5%. The billionaire’s world is organized around accumulation: family offices, super PACs, tax attorneys who deploy buy-borrow-die strategies, offshore trusts, lobbyists, and concierge medicine. The median American’s world is organized around constraint: a financed car, a 27-minute daily commute, an HMO that takes 26 days to see a new patient, $104,000 in average household debt, and mandatory arbitration clauses embedded in nearly every contract they sign. Research by Gilens and Page (Princeton, 2014) found that the preferences of average Americans have a near-zero statistical impact on U.S. policy outcomes. Both worlds exist inside the same legal system, the same democracy, and the same economy. The difference is structural.